When it comes to dental coverage in Washington, there are a few ways you can get the care you need:
Enroll in your employer’s health insurance plan
Buy health insurance and add dental coverage to your policy
Get a stand-alone dental insurance plan
Join a dental savings plan
According to HealthInsurance.org, $49 to $99 per month is the average premium for adults who purchase stand-alone or family dental coverage via the Washington Health Plan, a state-run health insurance marketplace. In addition to stand-alone and family dental plans, the Washington Health Plan also provides pediatric-only plans, meaning only your child will receive dental coverage. If you’re purchasing family or pediatric-only dental coverage through the state-run exchange, premium tax credits may or may not offset the premiums associated with pediatric dental coverage.
Before enrolling in a dental insurance plan, compare carriers and coverage levels to anticipate potential out-of-pocket expenses. Also, check to see if your preferred dentist in Washington is an in-network provider, which can help you save even more on dental care.
However, insurance isn’t your only option for saving on dental care in Washington. Consider a dental savings plan, which gives plan members 10-60% savings on most preventive, restorative, and cosmetic treatments.
A dental savings plan is an affordable alternative to traditional dental insurance. Plan members get access to a nationwide network of 140,000+ dentists who provide 10-60% savings on virtually all dental treatments, including preventive, restorative, and cosmetic treatments. Dental savings plans also provide quick activation, allowing plan members to book appointments as soon as possible with no annual limits to consider or restrictions based on current health conditions.
Plus, dental savings plans offer flexibility. Unlike dental insurance, which can have monthly premiums and annual maximum coverage caps, dental savings plans cost a low annual fee and provide plan members with access to discounts on most procedures without an annual limit.
Washington dental plans are cost-cutting alternatives to Washington dental insurance that are simple to use. Plan members get access to a network of thousands of dentists who are willing to provide dental services at substantially reduced rates.
Visit our dentist locator to find dentists that match your preferences. Just enter your zip code and add a few details like how far you’re willing to travel or your desired dentist type. We’ll show you a list of personalized results. Need to talk to a representative?
Your plan should be ready to go within three business days. There are no extended waiting periods for coverage.
There are considerable differences. Dental plans have no waiting periods for major procedures, so you can book your appointments as soon as possible. Unlike dental insurance that has expensive monthly premiums, you pay a low annual fee to receive discounts at participating dentists.
|Advantages||Dental Savings Plans||Dental Insurance|
|Quick Plan Activation||—|
|No Health Restrictions||—|
|No Annual Limits||—|
|No Paperwork Hassles||—|
|No Waiting for Dental Care||—|
|Cosmetic Dentistry Savings*||—|
Our :DP AtYourService® team would be happy to help you choose the dental plan that offers the greatest savings for your specific needs.
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